My name is Jennifer J. (Aurora, IL) and this is my story.

I was looking forward to purchasing my first home in May when my banker told me my credit score was too low to qualify. 32 days after using 45CREDIT.com's Action List my credit qualified and my home loan closed.

My name is Alberto S. (Los Angeles, CA) and this is my story.

Credit scores are so complicated to me. Everywhere I went it was the same "Your score is too low, yet I could not figure out why. I have never missed a payment. It turns out after seeing my credit report that I was a victim of Identity Theft. 45CREDIT.com was able to guide me to increase my scores, remove wrong credit accounts and with another program, my credit file was locked down so this can never happen again. Your prices are too low.

My name is Tameeka J. (Las Vegas, NV) and this is my story.

Thank you, thank you! You have saved me thousands of dollars in interest that I would have had to pay on my mortgage because of wrong information and my low credit score. I now have refinanced my home at a low interest rate.

My name is Louis R. (Philadelphia, PA) and this is my story.

Where have you guys been? I needed this years ago. I own a restaurant and my credit has really suffered because of business expenses. After being denied for a refinance, I turned to 45CREDIT.com. My scores are higher and now I am receiving "APPROVED" from the bankers. I appreciate it guys.